Home Services Fuel Cards Factoring How It Works Get Started — Free
Built For Carriers & Owner-Operators

Keep Your
Trucks
Moving.

Fuel cards with real savings at the pump, same-day freight factoring, commercial insurance, and equipment financing — everything a carrier needs, in one place.

$0.30–$0.65
Typical savings per gallon — some carriers qualify for more
Same-Day
Funding available
No Lock
No long-term contracts
Free App
No cost to apply
FUEL AND FACTOR
FUEL AND FACTOR
CARGO

Built for the Open Road

Fuel savings, fast payments, and the right coverage — everything you need to keep your trucks rolling and your business growing.

Get Started — It's Free
What We Offer
Services Built for The Road
Fuel Cards

Diesel discounts at thousands of truck stops nationwide. No credit check required for many programs. Real-time spend visibility and per-driver controls keep your fleet running efficiently.

Apply Now →
💵
Freight Factoring

We connect carriers with top factoring companies offering same-day funding. Recourse and non-recourse options available through our network of providers.

Get Funded Fast →
🛡️
Trucking Insurance

Primary liability, cargo, physical damage, occupational accident, and non-trucking liability — all through our network of trucking insurance specialists.

Submit an Inquiry →
🚛
Equipment Financing

Buy or lease semi-trucks, trailers, and specialty equipment with competitive rates. Programs for new authorities and low credit scores. Get pre-approved in as little as one business day.

Finance a Truck →
The Process
Up & Running in Days, Not Weeks
01
Submit Your Inquiry

Fill out our quick form below. Tell us about your operation — how many trucks, what services you need, and where you're running.

02
Speak With an Advisor

A dedicated transportation specialist calls you within one business day to review your needs and build a custom package.

03
Get Approved

We work with lenders, insurers, and fuel networks that understand carriers. Many programs approve in 24 hours or less.

04
Hit the Road

Your fuel card provider gets you set up. Your factoring company funds your account. Your coverage is active. You're back where you belong — moving freight.

Fuel Card Program
Savings at Every
Pump Stop
Discounts at thousands of locations Accepted at major truck stop networks and independent locations across the country — wherever you fuel up.
No out-of-pocket fuel advances Pair your fuel card with factoring to keep diesel costs covered even when loads haven't paid out yet.
Per-driver spend controls Set limits by driver, truck, or time period. Get real-time alerts on transactions. Manage from your phone.
Roadside discounts included Access tire discounts, DEF discounts, and roadside assistance perks at participating locations.
Flexible billing that fits your cash flow Consolidated statements make bookkeeping simple. Spend less time on paperwork and more time on the road.
Apply for a Fuel Card
PER GALLON $3.42 PAY F&F YOU SAVED $0.48 per gallon today
$0.50
Up to $0.50 savings per gallon possible
Same Day
Factoring funding available
$0
Cost to apply — always free
No
Long-term contracts required
2 hr
Typical response time on business days
Free Consultation
Let's Talk Business

Whether you're a new authority just getting started or a fleet owner looking to cut costs and improve cash flow, we'll build a custom plan around your operation.

No pushy sales tactics. No hidden fees. Just straight talk from people who know trucking.

✉️
info@fuelandfactor.com
⏱️
Typical response time: under 2 hours on business days
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