Equipment Financing

Get Behind the Wheel
of Your Next Truck.

Whether you're buying your first truck or expanding your fleet, we connect you with lenders who understand trucking. New authority, less-than-perfect credit, or established fleet — we find a program that works for you.

✓ New Authorities Welcome

✓ All Credit Types Considered

✓ Purchase or Lease Options

✓ Trucks, Trailers & Specialty Equipment

✓ Free to Apply

Apply for Financing See My Options

Two Ways to Get Your Equipment

Purchase or Lease — Your Choice

Purchase Financing

Own It Outright

Finance the full purchase of your truck or trailer and build equity with every payment. When the loan is paid off, the equipment is 100% yours.

Build equity in your equipment over time
No mileage restrictions or usage limits
Customize and modify your truck freely
Programs for new and established authorities
All credit types considered
Competitive rates shopped across multiple lenders

ℹ️ Note: Purchase financing typically requires a down payment. Amount varies by program, credit profile, and equipment value. Our team will walk you through what to expect.

Apply to Purchase

Lease Financing

Lower Monthly,
More Flexibility

Lease your truck or trailer with lower monthly payments than a purchase loan. Great for carriers who want to upgrade equipment regularly or conserve cash flow.

Lower monthly payments than purchase financing
Easier to qualify for than traditional loans
Option to buy at end of lease term
Great for preserving cash flow
Programs for new and established authorities
All credit types considered

ℹ️ Note: Lease terms, mileage limits, and end-of-lease options vary by program. Our team will explain all terms clearly before you commit to anything.

Apply to Lease

What We Finance

Any Equipment. Any Operation.

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Semi Trucks

Day cabs, sleeper cabs, owner-operator trucks, and fleet vehicles. New and used. We work with lenders across the board to get you the best rate on the truck you need.

🚚

Trailers

Dry vans, flatbeds, reefers, step decks, lowboys, and more. Finance your trailer separately or bundle it with your truck for one streamlined payment.

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Specialty Equipment

Tankers, dump trucks, box trucks, straight trucks, and other specialty commercial vehicles. If it moves freight, we can likely help you finance it.

The Process

From Application to Keys in Hand

Submit Your Inquiry

Tell us about the equipment you need, your authority status, and your credit situation. No commitment required — just information so we can match you.

We Match You to a Lender

We work with lenders who specialize in commercial trucking equipment. We find the best fit for your credit profile and operation — not just whoever approves you.

Get Approved

Approval timelines vary by program. Our team keeps you updated every step of the way and works to move as fast as possible to get you approved.

Get Your Equipment

Once approved, paperwork is handled and you get your equipment. Whether it's your first truck or your tenth, we're here to make it happen.

Common Questions

Financing FAQ

We work with lenders that consider all credit types — including challenged credit. Approval and terms will vary depending on your credit profile, down payment, and the equipment you're financing. Reach out and we'll find out what options are available for your situation.

Yes — we have programs available for new authorities. Requirements vary by lender and program. Some programs may require a larger down payment or have different terms for newer operations. Our team will match you with the best available option for your situation.

With purchase financing you're taking out a loan to buy the equipment outright — you build equity and own it at the end. With leasing, you make lower monthly payments to use the equipment for a set term, with options to buy at the end. Leasing is easier to qualify for and preserves cash flow, while purchasing builds long-term ownership.

Down payment requirements vary by program, lender, credit profile, and equipment value. Some programs require little to no money down for well-qualified applicants, while others may require more. Our team will give you a clear picture of what to expect before you move forward.

Yes — we work with lenders that finance both new and used commercial trucks and trailers. Age and mileage restrictions vary by lender and program. Let us know what you're looking at and we'll tell you what's available.

No — submitting an inquiry and getting matched with a lender is completely free. You only move forward if you find a program that works for you. No pressure, no hidden fees to get started.

Get Behind the Wheelof Your Next Truck.

Ready to Get Your Next Truck?

Get Behind the Wheel
of Your Next Truck.