Stop waiting on brokers and shippers to cut you a check. We connect you with factoring companies that advance up to 90% of your invoice value same day or within 24 hours — and handle collections so you can focus on hauling.
You deliver the load. You did the work. But the broker says net-30, net-60, sometimes net-90. Meanwhile your fuel bill is due, your truck payment is coming, and your drivers need to get paid.
Freight factoring solves this. Through our network of factoring providers, your invoice gets purchased and you receive funding immediately. The factoring company collects from the broker or shipper on your behalf. You never have to chase a payment again.
Deliver your load as normal. Once delivered, collect your signed rate confirmation and proof of delivery.
Send us the invoice and paperwork. Most carriers do this from their phone in just a few minutes through our simple process.
We verify the load and fund you up to 90% of the invoice value — same day or within 24 hours. Direct to your bank account.
The factoring company collects from the broker or shipper. When they pay in full, you receive the remaining balance minus the factoring fee.
| With Fuel and Factor | Without Factoring | |
|---|---|---|
| When you get paid | Same day or within 24 hours | 30–90 days after delivery |
| Who chases payment | Factoring company handles it | You spend time calling brokers |
| Cash flow impact | Steady — fuel and bills covered | Gaps that slow your operation |
| New authority friendly | Yes — programs available | Brokers still pay slow regardless |
| Cost to get started | Free to apply | Lost time and missed opportunities |